Tosme Technologies & Digital Transformation Services

Terms of Service & Disclaimer

Effective Date: [Insert Date]

Tosme Technology FZE maintains the https://www.tosme.com website (“Site”). By using the Site, you agree to comply with these Terms of Use and our Privacy Policy. These terms may be updated at any time without prior notice. Continued use of the Site constitutes acceptance of any changes.

Company Information

Name: Tosme Technology FZE
Address: E-Commerce Hub – BC – 56, C1 Building, Ajman Free Zone Business District, UAE
Phone: +971504793565
Email: info@tosme.com

Terms of Service

Limited License

You are granted a non-exclusive, revocable, and limited license to access and use the Site. Tosme Technology FZE may modify or suspend any aspect of the Site without liability.

Site Operation

This Site is controlled from the United Arab Emirates. Users accessing the Site from other regions are responsible for compliance with local laws.

Applicable Law

These Terms are governed by the laws of the United Arab Emirates. All disputes shall be resolved in UAE courts.

Multi-Currency Transactions

Prices and currencies are displayed and charged accordingly. Confirmed amounts will appear on your receipt.

Online & Offline Payments

Payments (including those through links) are issued only against valid documentation like contracts, invoices, or purchase orders. Unauthorized payments may be subject to legal action.

Refund Policy

Refunds are processed to the original payment method within 10–45 business days based on the issuing bank. Eligibility depends on formal agreements or order cancellations within stipulated time.

Cancellation Policy

Cancellations are allowed within 24 hours of service request. Refunds, if applicable, will follow the refund policy.

Shipping Policy (if applicable)

Products are delivered in the UAE within 2–3 business days and internationally within 5–7 days. UAE shipping: AED 40. International: starting from AED 150.

User Accounts

Users are responsible for securing their account credentials. Tosme Technology FZE is not liable for unauthorized account access.

Prohibited Use

The Site cannot be used for commercial activities without written permission. Reproduction or distribution of content is prohibited.

Intellectual Property

All content is the property of Tosme Technology FZE. Unauthorized use is strictly prohibited.

External Links

Tosme Technology FZE is not responsible for the content on third-party linked websites.

Disclaimer of Warranty

The Site is provided “as is” without warranties. We do not guarantee accuracy, availability, or uninterrupted access.

Limitation of Liability

We are not liable for any direct or indirect damages arising from your use of the Site.

Indemnification

You agree to indemnify Tosme Technology FZE from any claims or liabilities resulting from your use of the Site.

Termination of Use

We may suspend or terminate your access to the Site for violations of these Terms. Legal actions may be initiated if necessary.

Contact Us

For inquiries, please contact: info@tosme.com | +971504793565

Disclaimer

No Warranties

All information and services are provided “as is” without warranties of any kind. Tosme Technology FZE does not warrant uninterrupted operation or error-free content.

Limitation of Liability

We are not liable for any damages resulting from the use or inability to use the Site.

Third-Party Links

We do not control or guarantee the content of any third-party linked sites.

Payment Conditions

All online and offline payments are subject to applicable UAE laws and regulations. Payments must relate to documented business transactions. Misuse of payment systems may lead to legal consequences.

Refunds

Refunds are processed to the original mode of payment and are governed by service agreements or transactional terms.

This document combines our Terms of Service and Disclaimer to meet compliance requirements for business operations and payment gateway use in the United Arab Emirates.