Effective Date: 25/Jun/2025
This website, https://www.tosme.com, is owned and operated by Tosme Technology FZE. The content, services, and materials provided on this website are intended for general information and service facilitation only. By using our website, you accept and agree to the terms outlined in this disclaimer.
All content, products, and services on this website are provided “as is” and “as available” without any warranties, express or implied. Tosme Technology FZE makes no representations or warranties of any kind regarding the accuracy, completeness, or reliability of the information or services provided through this website.
In no event shall Tosme Technology FZE, its employees, or affiliates be liable for any direct, indirect, incidental, or consequential damages arising from the use of or inability to use the services or content on this website.
The online payment facility provided on this website is intended solely for legitimate business transactions supported by formal documentation such as signed contracts, approved quotations, official purchase orders, or valid invoices. All online transactions are governed by the commercial and financial regulations of the United Arab Emirates.
Any misuse or unauthorized attempt to process payments outside of legitimate business agreements is strictly prohibited and may result in legal action.
In some cases, offline payment links (shared via email or other communication channels) may be provided. These are issued only to verified customers or business partners based on active service agreements, invoices, or confirmed purchase orders. Tosme Technology FZE does not authorize payment collection without such formal transactions.
Refunds, if applicable, are governed by the individual service agreement signed between the customer and Tosme Technology FZE. Refunds are not applicable for services already rendered or partially completed unless stated explicitly in a written agreement. All refund requests must be submitted in writing and are subject to approval.
Any disputes regarding payments or refunds shall be resolved in accordance with the laws of the United Arab Emirates.
This website may contain links to third-party websites or external platforms. Tosme Technology FZE is not responsible for the content, privacy practices, or services offered by these third parties. Users should review the terms and policies of such websites before engaging with them.
All materials on this website, including logos, content, images, and software, are the property of Tosme Technology FZE or its licensors. Unauthorized copying, reproduction, or distribution is strictly prohibited without written consent.
Tosme Technology FZE reserves the right to amend this disclaimer at any time without prior notice. Any changes will be updated on this page. It is your responsibility to review the disclaimer regularly.
This disclaimer and the use of this website are governed by the laws and regulations of the United Arab Emirates. Any disputes arising from the use of this site shall be subject to the exclusive jurisdiction of the courts of the UAE.
If you have any questions or concerns regarding this disclaimer, please contact us:
Email: info@tosme.com
Address: Tosme Technology FZE, E-Commerce Hub – BC – 56, C1 Building, Ajman Free Zone, United Arab Emirates